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The Average American Auto Payment Is …

How much money are you paying for that new car you enjoy driving so much? The truth told, Americans have been paying more for cars in recent years than ever before. But how much is the average American auto payment?

According to statistics that were released by Experian Automotive, the average American auto payment is $493 per month on a new vehicle loan. Lessees get a bit of a break, but are still paying through the nose, with the average lease payment being $412 per month, helping to fuel a 33.6% increase of new vehicles being sold due to the more lucrative payment.

The reason why auto payments have skyrocketed in recent years is due to the fact that Americans are buying more expensive automobiles. The report explained that the average amount financed on an auto loan was $29,551 for 2015, an increase of $1,170 from 2015. What’s more, long term deals consisting of 73 months or longer have increased by 29% for new vehicles.

The longer term financing option used to be frowned on by lenders and was not nearly as popular 10 years ago as it is now. One reason is because with so many years to pay off a car, there’s always the risk of it being upside down years into the note while the lender is still covering a heavy balance.

A scary notion is this: delinquent loans are soaring, and are nearly as high as they were in 2010, during the immediate aftermath of the Great Recession. With lenders taking more risks and relaxing more on auto loans, it seems that an auto bubble may be in the works that could end up resulting in the default of billions of dollars in loans that could go bad.

But from the lending side, the creditworthiness of most borrowers is not in question. That’s because the average credit score of a borrower was 711. Back in 2009, this average score was not much higher at 729.

With monthly payments this high, some people may find it hard to stick to the terms of their loan during a financially demanding month. The best advice is to really do your research on a vehicle, the maintenance costs and depreciation before you make a buying decision.

Also, consider getting financed privately as opposed to at the dealership, where they earn points on every loan they finance. Lastly, a certified preowned vehicle is never a bad choice and can help you get your monthly payment down to something more reasonable.

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    The Bible says this false Messiah who seats himself in the Third Temple will be thee antichrist that will bring about the Great Tribulation, though the Jewish people believe he will bring about world peace. It will be a false peace for a period of time. You can watch interviews of Jewish Rabbi’s in Israel speaking of these things. They have their plans set in place. It is only years away!

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    He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

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    Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name.” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we need two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

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  174. Hey, how’s it going?

    I want to pass along some very important news that everyone needs to hear!

    In December of 2017, Donald Trump made history by recognizing Jerusalem as the captial of Israel. Why is this big news? Because by this the Jewish people of Israel are now able to press forward in bringing about the Third Temple prophesied in the Bible.

    The Jewish people deny Jesus as their Messiah and have stated that their Messiah has been identified and is waiting to be revealed. They say this man will rule the world under a one world religion called “spiritualism”.

    They even printed a coin to raise money for the Temple with Donald Trumps face on the front and with king Cyrus'(who built the second Temple) behind him. On the back of the coin is an image of the third Temple.

    The Bible says this false Messiah who seats himself in the Third Temple will be thee antichrist that will bring about the Great Tribulation, though the Jewish people believe he will bring about world peace. It will be a false peace for a period of time. You can watch interviews of Jewish Rabbi’s in Israel speaking of these things. They have their plans set in place. It is only years away!

    More importantly, the power that runs the world wants to put a RFID microchip in our body making us total slaves to them. This chip matches perfectly with the Mark of the Beast in the Bible, more specifically Revelation 13:16-18:

    He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.

    Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards. Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency. RFID microchip implant technology will be the future of a one world cashless society containing digital currency. It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it! We must grow strong in Jesus. AT ALL COSTS, DO NOT TAKE IT!

    Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name.” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we need two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

    VISIT http://WWW.BIBLEFREEDOM.COM TO SEE PROOF FOR THESE THINGS AND MUCH MORE! TELL YOUR FRIENDS AND FAMILY. SHARE THIS MESSAGE!

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