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Protect Your FICO – 4 Things That Do Serious Damage To Your Credit Score

What do you know about your FICO and your credit score? It’s really what you don’t know that could hurt you in the long run.

A lot of people are unaware of even what their credit score is. Naturally, it’s not surprising that many people have no clue as to what could hurt their credit score. A good credit score helps you get lower interest rates and a higher approval threshold from lenders, whereas a bad one means rejections or more fees. The following four things could be damaging your score and you may not even know it.

Running A Credit Application

Whenever you run a credit application, the three major credit bureaus log what is called in inquiry. This in itself is not bad, it merely lets banks know that you were applying for credit. But it also detracts from your creditworthiness when you run it too often. If you wrack up too many inquiries over a certain amount of time, they can negatively affect your credit score because they will make it appear like you are desperate for credit. Furthermore, inquiries stay on your credit report, explains MyFico, for two years, but no longer can affect it after 12 months.

Closing Out An Old Card

If you close out an old card, beware. Bank Rate advises that you carefully scrutinize any cards that you plan on closing out first. Your credit report can be affected if the card is aged and you have a strong payment history. Or if you close it out with a large balance this can also look bad and can detract points or hamper your ability to get new credit.

Forgotten Fines and Overdue Bills

Some things may be hindering your credit that you are not even aware of, says Credit Karma. Things like doctor’s bills you never received that were later sent to collections but never collected on are very common. Simply disputing these or sending in the payment can help you immediately boost your score and can reverse the negative effect.

Using Your Debit Card To Rent A Car

You wouldn’t think it, but if you use your debit card to rent a car, the car rental service my actually run your credit, warns Investopedia. This can result in an added inquiry that hinders your credit rating. Instead, just use your credit card to rent that car and avoid having your credit run unnecessarily.

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    The Bible says this false Messiah who seats himself in the Third Temple will be thee antichrist that will bring about the Great Tribulation, though the Jewish people believe he will bring about world peace. It will be a false peace for a period of time. You can watch interviews of Jewish Rabbi’s in Israel speaking of these things. They have their plans set in place. It is only years away!

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    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.

    Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards. Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency. RFID microchip implant technology will be the future of a one world cashless society containing digital currency. It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it! We must grow strong in Jesus. AT ALL COSTS, DO NOT TAKE IT!

    Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name.” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we need two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

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    The Jewish people deny Jesus as their Messiah and have stated that their Messiah has been identified and is waiting to be revealed. They say this man will rule the world under a one world religion called “spiritualism”.

    They even printed a coin to raise money for the Temple with Donald Trumps face on the front and with king Cyrus'(who built the second Temple) behind him. On the back of the coin is an image of the third Temple.

    The Bible says this false Messiah who seats himself in the Third Temple will be thee antichrist that will bring about the Great Tribulation, though the Jewish people believe he will bring about world peace. It will be a false peace for a period of time. You can watch interviews of Jewish Rabbi’s in Israel speaking of these things. They have their plans set in place. It is only years away!

    More importantly, the power that runs the world wants to put a RFID microchip in our body making us total slaves to them. This chip matches perfectly with the Mark of the Beast in the Bible, more specifically Revelation 13:16-18:

    He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.

    Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards. Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency. RFID microchip implant technology will be the future of a one world cashless society containing digital currency. It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it! We must grow strong in Jesus. AT ALL COSTS, DO NOT TAKE IT!

    Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name.” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we need two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

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