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Obamacare Looking At A Huge Loss For 2015

While there has been much controversy over Obamacare, one fact remains the same, more and more people are dropping out.

In fact, more than half of the people that enrolled for Obamacare for 2013 have stated that they will not be signing up for it again for 2015. A Bankrate survey makes the numbers clear, 53 percent of current Obamacare participants will not be signing up for Obamacare for 2015. When asked the reason of why, many people stated that the prices were much higher than other health plans.

However, there are other reasons. Some have acquired a job between signing up last year and this year, which means they now have access to health coverage from work. Some have reached the age requirement to gain access to Medicare coverage and others have found help through the Medicaid program. Others found that the website was just too hard to manage. However, the website managers believe that they have worked out the kinks for 2015.

For the most part however, people are just finding it disturbing to pay the high deductibles plus six percent of an increase in premiums with Obamacare.

That’s right. Obamacare premiums are forecasted to rise by 6 percent this next year, according to an analysis by Bloomberg. The increase is said to be in place due to the competition between insurers, Bloomberg states. An estimated 77 insurance providers were added to the marketplace for next year.

Just two weeks out until Obamacare’s second open enrollment begins and it looks like this year’s problem isn’t so much about website kinks as it is in getting people to enroll period.

While there is a large amount of people who will not enroll in Obamacare due to the increase, there are others who simply do not know anything about Obamacare and that is why they have not enrolled. In fact, a survey by Kaiser Family Foundation found that two-thirds of uninsured respondents did not know about the law. That number seems alarming since the law was designed to provide coverage to those who did not have insurance.

This means that most people are not enrolling but do qualify, they just do not know about it which in turns means the system is failing. Kaiser’s Mollyann Brodie seems to think so to. “I think a lot of work needs to be done. We’re at the very early stages of the second enrollment period, and right now one of the main target audiences is not primed or focused on it.”

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