Friday , May 24 2019
Home / Money / Social Security Benefit: Divorced? You May Be Able to Tap Your Ex’s!
Divorce Social Security Benefits

Social Security Benefit: Divorced? You May Be Able to Tap Your Ex’s!

If you were married for more than 10 years, here’s how you can claim your Ex’s Social Security benefit.

You may not have spoken to your ex-spouse in a decade (and have no interest in doing so!) but, even years after your divorce, you could actually benefit from it financially.

And most people don’t even know it.

Yup, for those with a limited work history and who don’t stand to make much in social security benefits, they could hugely benefit from drawing from an ex-spouse. Others, who have a strong work history and want a bridge to retirement before they start taking their own Social Security benefits, can use their ex-spouse to start the benefits flowing.

“It’s an important topic because so many people are divorced, but it seems women know about these benefits while men seem to overlook it,” says Andy Landis, a former Social Security Administration claims administrator an author of Social Security: The Inside Story. “A man seems to tend to want to file on his own record.”

The rules are fairly straightforward. In a nutshell, if you’re 62 and older and your former spouse is 62 and older, you were married for at least 10 years, been divorced for at least two, and are now single, you could qualify.

Why women are often aware of it more than men is that on average their own earnings are often not as big, and they tend to be more worried about money after a divorce, Landis says.

“It’s interesting,” he says. “When I have a live group of 30 people in a room and slides with a ‘Madam X,’ and I ask if Madam X can file on her ex-husband’s Social Security when she gets retired, almost always it’s a bunch of female voices that say yes. The women know, and the men are quieter about that.”

So if you’re 62, you can file against your ex-spouse and earn 35 percent of their benefit. If you wait until 66, you can earn 50 percent of their benefit. It falls within that range if you file between those ages.

“While it maxes out at 50 percent, there’s a big exception to that, too,” Landis says. “If the ex is deceased, it can be up to 100 percent of the ex’s payment. I get a laugh out of that one, too. That’s not supposed to be an incentive. If you’re the husband, think about it. She’s going to get 50 percent while you’re alive and 100 percent if you’re dead.”

To get ex-spouse Social Security, there had to be a 10-year marriage before the divorce. That’s the biggest tripping point, because if you divorce at nine years and 10 months, you shouldn’t have signed those papers until you had 10 years, Landis says. The other big tipping point is being single. Landis, who gives public presentations on the subject, says he once got a phone call from one of the outlying islands in Washington State from a woman who’s an artist and has very low Social Security and asks how she can get more.

“I said maybe you can get on as a spouse, and she said she’s married to an artist and his Social Security is really low, too,” Landis says. “She said she used to be married to an airline pilot, and I said that’s great because you can file as an ex-spouse on his, but you’re currently married. I told her she had to be single to get on as an ex-spouse. I hear her yelling to the other room, ‘honey. This guy says we can get more money if we’re divorced.’ He says, ‘sounds good to me.’ I don’t know what they did, but I have heard of people at least considering a divorce of convenience so they can file on an ex-spouse’s record. Her best pay was going to be filing on the airline pilot’s record. That seems like a lot of trouble to get a little more money on your Social Security, but maybe she needed the money.”

If you file before you reach full retirement age of 66, you’d need to file your own Social Security paperwork plus some for spousal payment. It’s a bundled deal, and no, you can’t take the spousal payment at 62 and switch to yours at 66 or 70.

But there are other options you can use to your advantage, Landis says.

If you’re still working, you can wait to 66 to file for the ex-spouse payments, which are usually pretty low because they’re limited to 50 percent. You can draw them for four years and wait until your own benefit rises and maxes out at 70.

“For those four years, you can draw the ex-spouse payment as a bridge to get you to your own payments that can be at 132 percent,” Landis says. “You can even be working during that time part time or full time. Most wouldn’t have figured that into their retirement picture.”

The ex-spouse payment might be anywhere from $500 to $1,200 a month, and if you’re working a part-time job, none of those earnings would be subject to Social Security reductions once you turn 66, Landis says. Your own benefit jumps 32 percent by taking it at 70 instead of 66, he says.

“It’s a plan to partially retire at 66 with part-time income, plus drawing some Social Security as yours is getting bigger every month,” Landis says. “That’s a real good plan, an awesome plan for someone who thinks they can’t retire.”

Landis says men need to set their ego aside and file on their ex-wife’s record at 66 if they want to wait to take their own at 70, when they can earn more money.

Sometimes people are worried that if an ex-spouse files, it will hurt the other spouse or their current husband or wife, Landis says. The answer is that it doesn’t hurt anyone, and the other ex-spouse won’t even know it’s happening.

“Way back in the old days when I worked at Social Security, sometimes the husband would come in and ask if she was getting Social Security on his record, but you can’t tell them because of the Privacy Act,” Landis says. “Even if they want to know, they won’t find out in official channels. It doesn’t affect them in any way, and it doesn’t affect them if they’re currently married in any way. Don’t sweat it. It’s none of your business if she gets payments on your record or her own record or somebody else’s record.”

Landis speculates, however, that many people don’t even know ex-spouse payments exists in the first place, which is a disadvantage for them if they want to earn more income or retire earlier.

Then again, not everyone wants to pursue it either.

Landis, who’s 64, says he spoke to his ex-wife last year, and she asked him what she should do about enhancing her Social Security benefits. He says he told her to file on his at 66 and switch to her own benefits at 70 like he suggests others do.

“I told her there’s a catch that you’ve got to be single, but she was planning a wedding,” Landis says. “She said no way, I’m going to go ahead and get married.”

Of course, now that’s she’s remarried, she can pursue a spousal benefit with her new husband once they’ve been married for at least a year. She can take his 50 percent benefit and switch to her own at 70.

It’s not the most romantic notion, but there are some financial calculations that people need to keep in mind if they want to remarry, Landis says. If an ex-spouse has passed away, you can remarry and still get ex-spouse benefits, but only if you don’t get remarried before the age of 60. So if you’re considering remarrying and the wedding is planned just before your 60th birthday, it’s best to wait.

“Keep the door open to those widow benefits,” Landis says, “because they might be your highest payment route in the long run.”

One pathway then is to start taking the widow payment at 60 and switch to your own benefit at 70 if it’s going to be a raise, Landis says. If that is higher, take your own benefit at 62 and switch to the widow payment at 66 when it maximizes.

Check Also

Reverse Mortgage pros

5 Upsides To An HECM Reverse Mortgage

As you near your golden years, the last thing that you want to have to ...

191 comments

  1. Lovely blog! I am loving it!! Will be back later to read some more. I am taking your feeds also.

  2. I’ve observed that in the world today, video games include the latest phenomenon with children of all ages. Periodically it may be difficult to drag your kids away from the games. If you want the very best of both worlds, there are numerous educational activities for kids. Interesting post.

  3. Wow, superb weblog structure! How lengthy have you been blogging for? you make running a blog glance easy. The entire look of your website is magnificent, let alone the content!

  4. I was suggested this website by means of my cousin. I’m not positive whether this submit is written via him as no one else realize such specific approximately my problem. You are amazing! Thanks!

  5. I like what you guys are up too. Such clever work and reporting! Keep up the superb works guys I?¦ve incorporated you guys to my blogroll. I think it’ll improve the value of my site 🙂

  6. This is the right blog for anyone who wants to find out about this topic. You realize so much its almost hard to argue with you (not that I actually would want…HaHa). You definitely put a new spin on a topic thats been written about for years. Great stuff, just great!

  7. I was very pleased to find this web-site.I wanted to thanks for your time for this wonderful read!! I definitely enjoying every little bit of it and I have you bookmarked to check out new stuff you blog post.

  8. Thank you, I have recently been looking for information about this topic for a while and yours is the greatest I have found out till now. However, what in regards to the conclusion? Are you certain about the source?

  9. You have brought up a very superb details, appreciate it for the post.

  10. I enjoy what you guys are usually up too. Such clever work and coverage! Keep up the wonderful works guys I’ve incorporated you guys to my own blogroll.

  11. We stumbled over here by a different page and thought I might check things out. I like what I see so i am just following you. Look forward to finding out about your web page yet again.

  12. I went over this website and I believe you have a lot of fantastic information, saved to my bookmarks (:.

  13. Wow, fantastic weblog format! How lengthy have you ever been running a blog for? you made blogging glance easy. The overall look of your website is wonderful, let alone the content!

  14. I do enjoy the manner in which you have framed this problem plus it really does give us some fodder for thought. Nevertheless, because of just what I have experienced, I just hope when the remarks stack on that men and women stay on issue and not embark upon a tirade regarding some other news du jour. All the same, thank you for this outstanding point and though I do not really go along with the idea in totality, I regard the standpoint.

  15. Thanks a lot for sharing this with all people you really realize what you are talking about! Bookmarked. Kindly also discuss with my web site =). We will have a hyperlink alternate agreement among us!

  16. It’s really a great and useful piece of information. I am glad that you shared this helpful information with us. Please keep us up to date like this. Thank you for sharing.

  17. I am impressed with this website , very I am a big fan .

  18. hi!,I love your writing very a lot! share we keep in touch more approximately your post on AOL? I require an expert on this area to solve my problem. Maybe that is you! Having a look ahead to look you.

  19. An additional issue is that video games can be serious in nature with the most important focus on finding out rather than fun. Although, it comes with an entertainment facet to keep children engaged, just about every game is frequently designed to focus on a specific expertise or curriculum, such as mathematics or research. Thanks for your posting.

  20. you have a great blog here! would you like to make some invite posts on my blog?

  21. You should take part in a contest for one of the best blogs on the web. I will recommend this site!

  22. You made several fine points there. I did a search on the topic and found a good number of persons will go along with with your blog.

  23. As a Newbie, I am always browsing online for articles that can be of assistance to me. Thank you

  24. After examine a few of the blog posts on your web site now, and I truly like your way of blogging. I bookmarked it to my bookmark website list and might be checking back soon. Pls take a look at my website as effectively and let me know what you think.

  25. Real superb visual appeal on this website , I’d value it 10 10.

  26. I truly appreciate this post. I have been looking all over for this! Thank goodness I found it on Bing. You’ve made my day! Thank you again

  27. My relatives every time say that I am killing my time here at net, but I know I am
    getting knowledge everyday by reading thes nice articles.

  28. I conceive this web site contains some very great information for everyone : D.

  29. Nice post. I learn something more challenging on different blogs everyday. It will always be stimulating to read content from other writers and practice a little something from their store. I’d prefer to use some with the content on my blog whether you don’t mind. Natually I’ll give you a link on your web blog. Thanks for sharing.

  30. I think this website contains some rattling fantastic info for everyone :D. “The test of every religious, political, or educational system is the man that it forms.” by Henri Frdric Amiel.

  31. Dead indited content material, regards for information. “In the fight between you and the world, back the world.” by Frank Zappa.

  32. I don’t bake, but i do something in the middle of just applying powder to baking. Using baby powder is a nice trick ! Thanks

  33. Sweet internet site, super design, rattling clean and utilise pleasant.

  34. I am continually invstigating online for ideas that can help me. Thx!

  35. Thanks for another informative site. Where else may just I am getting that type of information written in such an ideal means? I have a mission that I am just now working on, and I’ve been at the look out for such info.

  36. This is the appropriate weblog for anyone who desires to find out about this topic. You notice so much its almost hard to argue with you (not that I actually would want…HaHa). You definitely put a new spin on a topic thats been written about for years. Nice stuff, just nice!

  37. I like this post, enjoyed this one thankyou for posting.

  38. Can I simply say what a reduction to search out somebody who truly knows what theyre talking about on the internet. You undoubtedly know easy methods to convey an issue to gentle and make it important. More folks have to learn this and understand this facet of the story. I cant imagine youre not more fashionable because you positively have the gift.

  39. This is a topic close to my heart cheers, where are your contact details though?

  40. As I website possessor I believe the content material here is really good, thanks for your efforts.

  41. I’ve been surfing on-line more than 3 hours lately, yet I never discovered any attention-grabbing article like yours. It?¦s lovely worth sufficient for me. In my opinion, if all website owners and bloggers made excellent content as you did, the internet can be a lot more helpful than ever before.

  42. I conceive this web site has very great composed subject matter blog posts.

  43. I have been absent for a while, but now I remember why I used to love this website. Thank you, I will try and check back more frequently. How frequently you update your site?

  44. Hello my friend! I want to say that this article is amazing, nice written and include approximately all significant infos. I’d like to see more posts like this.

  45. Fantastic post however I was wanting to know if you could write a litte more on this topic? I’d be very thankful if you could elaborate a little bit further. Kudos!

  46. Hola! I’ve been reading your web site for a while now and finally got the courage to go ahead and give you a shout out from Lubbock Texas! Just wanted to mention keep up the excellent job!

  47. Sweet internet site, super layout, really clean and employ pleasant.

  48. I will right away take hold of your rss feed as I can not to find your e-mail subscription link or newsletter service. Do you’ve any? Kindly allow me understand in order that I could subscribe. Thanks.

  49. I like what you guys are up also. Such clever work and reporting! Carry on the superb works guys I’ve incorporated you guys to my blogroll. I think it’ll improve the value of my website 🙂

  50. I’ve been surfing online more than three hours nowadays, yet I never found any interesting article like yours. It is pretty worth sufficient for me. In my view, if all site owners and bloggers made just right content as you probably did, the net might be much more useful than ever before. “Where facts are few, experts are many.” by Donald R. Gannon.

  51. Everything is very open and very clear explanation of issues. was truly information. Your website is very useful. Thanks for sharing.

  52. Thanx for the effort, keep up the good work Great work, I am going to start a small Blog Engine course work using your site I hope you enjoy blogging with the popular BlogEngine.net.Thethoughts you express are really awesome. Hope you will right some more posts.

  53. so much good information on here, : D.

  54. I like this website very much, Its a real nice place to read and obtain info .

  55. My spouse and I absolutely love your blog and find many of your post’s to be what precisely I’m looking for. Would you offer guest writers to write content in your case? I wouldn’t mind publishing a post or elaborating on some of the subjects you write in relation to here. Again, awesome blog!

  56. You could definitely see your skills in the work you write. The world hopes for more passionate writers like you who are not afraid to say how they believe. Always follow your heart.

  57. I gotta favorite this site it seems extremely helpful very useful

  58. This is a topic close to my heart cheers, where are your contact details though?

  59. I would like to thnkx for the efforts you have put in writing this web site. I am hoping the same high-grade website post from you in the upcoming as well. In fact your creative writing abilities has encouraged me to get my own web site now. Actually the blogging is spreading its wings fast. Your write up is a good example of it.

  60. Hello there! I know this is somewhat off topic but I was wondering which blog platform are you using for this website? I’m getting fed up of WordPress because I’ve had issues with hackers and I’m looking at options for another platform. I would be great if you could point me in the direction of a good platform.

  61. I like the valuable information you supply in your articles. I’ll bookmark your blog and test again right here regularly. I am somewhat sure I will learn a lot of new stuff proper right here! Good luck for the next!

  62. Hello.This post was really motivating, especially because I was searching for thoughts on this topic last Tuesday.

  63. After all, what a great site and informative posts, I will upload inbound link – bookmark this web site? Regards, Reader.

  64. I’m not that much of a internet reader to be honest but your blogs really nice, keep it up! I’ll go ahead and bookmark your site to come back in the future. All the best

  65. Can I simply say what a aid to find somebody who truly is aware of what theyre speaking about on the internet. You undoubtedly know easy methods to convey an issue to light and make it important. Extra people have to learn this and perceive this side of the story. I cant imagine youre not more fashionable because you positively have the gift.

  66. It’s actually a great and useful piece of information. I am glad that you shared this helpful information with us. Please keep us up to date like this. Thank you for sharing.

  67. Hello would you mind sharing which blog platform you’re using? I’m planning to start my own blog soon but I’m having a difficult time making a decision between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design seems different then most blogs and I’m looking for something completely unique. P.S Apologies for being off-topic but I had to ask!

  68. There are some fascinating cut-off dates on this article but I don’t know if I see all of them middle to heart. There’s some validity however I will take maintain opinion till I look into it further. Good article , thanks and we would like extra! Added to FeedBurner as nicely

  69. I have been absent for a while, but now I remember why I used to love this website. Thanks, I will try and check back more frequently. How frequently you update your site?

  70. I have read a few excellent stuff here. Certainly value bookmarking for revisiting. I surprise how a lot effort you set to make any such magnificent informative site.

  71. F*ckin’ awesome things here. I am very glad to see your post. Thanks a lot and i’m looking forward to contact you. Will you kindly drop me a e-mail?

  72. I would like to show my appreciation to the writer just for bailing me out of this type of predicament. Right after exploring through the world wide web and coming across tricks which are not pleasant, I figured my life was done. Existing devoid of the solutions to the problems you’ve fixed through your main guideline is a serious case, and ones that might have negatively damaged my entire career if I hadn’t encountered your website. Your main talents and kindness in maneuvering a lot of stuff was useful. I don’t know what I would’ve done if I hadn’t discovered such a subject like this. I can also at this time relish my future. Thanks a lot very much for the expert and effective help. I will not think twice to suggest the website to anyone who will need counselling about this matter.

  73. Thank you a lot for giving everyone a very splendid opportunity to check tips from this blog. It is usually very good and full of a good time for me personally and my office colleagues to search your site particularly three times in a week to read through the latest stuff you have got. And definitely, I am actually happy for the awesome things you serve. Certain two facts in this posting are basically the most impressive I’ve had.

  74. You have mentioned very interesting details ! ps nice web site.

  75. Hey very cool web site!! Guy .. Excellent .. Superb .. I will bookmark your blog and take the feeds additionally?KI’m satisfied to seek out a lot of helpful info right here within the publish, we need develop extra strategies on this regard, thank you for sharing. . . . . .

  76. Thank you for sharing excellent informations. Your site is so cool. I’m impressed by the details that you’ve on this site. It reveals how nicely you understand this subject. Bookmarked this web page, will come back for more articles. You, my pal, ROCK! I found just the information I already searched all over the place and simply couldn’t come across. What a perfect web site.

  77. I will right away seize your rss feed as I can’t find your e-mail subscription link or newsletter service. Do you’ve any? Please allow me understand in order that I may just subscribe. Thanks.

  78. As a Newbie, I am permanently browsing online for articles that can benefit me. Thank you

  79. Well I really liked studying it. This post procured by you is very constructive for correct planning.

  80. I think other web site proprietors should take this website as an model, very clean and fantastic user friendly style and design, as well as the content. You’re an expert in this topic!

  81. I am happy that I discovered this web site, exactly the right information that I was searching for! .

  82. Hello.This post was extremely remarkable, especially because I was browsing for thoughts on this topic last Wednesday.

  83. Very interesting information!Perfect just what I was looking for!

  84. I have recently started a website, the information you offer on this web site has helped me tremendously. Thanks for all of your time & work.

  85. Well I truly enjoyed studying it. This tip procured by you is very practical for proper planning.

  86. Thanks for another informative site. Where else could I get that kind of info written in such an ideal way? I’ve a project that I am just now working on, and I’ve been on the look out for such information.

  87. Thank you for sharing with us, I conceive this website genuinely stands out : D.

  88. Great post, I conceive people should acquire a lot from this blog its rattling user pleasant.

  89. I was examining some of your articles on this site and I think this website is real informative ! Retain posting.

  90. I really appreciate this post. I?¦ve been looking everywhere for this! Thank goodness I found it on Bing. You’ve made my day! Thank you again

  91. very good publish, i actually love this website, carry on it

  92. It’s really a cool and useful piece of info. I am glad that you shared this helpful information with us. Please keep us informed like this. Thanks for sharing.

  93. I like this site very much, Its a rattling nice position to read and incur information. “Education is the best provision for old age.” by Aristotle.

  94. F*ckin’ amazing things here. I am very satisfied to see your article. Thanks so much and i am taking a look forward to touch you. Will you please drop me a e-mail?

  95. excellent post.Ne’er knew this, thankyou for letting me know.

  96. I appreciate, cause I found exactly what I was looking for. You’ve ended my four day long hunt! God Bless you man. Have a nice day. Bye

  97. I know this if off topic but I’m looking into starting my own weblog and was wondering what all is needed to get setup? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet smart so I’m not 100 positive. Any recommendations or advice would be greatly appreciated. Thanks

  98. My developer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using Movable-type on several websites for about a year and am worried about switching to another platform. I have heard great things about blogengine.net. Is there a way I can import all my wordpress posts into it? Any help would be really appreciated!

  99. Sweet blog! I found it while surfing around on Yahoo News. Do you have any suggestions on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Thanks

  100. I want forgathering utile information , this post has got me even more info! .

  101. Can I just say what a relief to find someone who actually knows what theyre talking about on the internet. You definitely know how to bring an issue to light and make it important. More people need to read this and understand this side of the story. I cant believe youre not more popular because you definitely have the gift.

  102. I am glad to be one of several visitants on this great website (:, thankyou for posting.

  103. I am curious to find out what blog platform you happen to be utilizing? I’m experiencing some small security problems with my latest blog and I would like to find something more risk-free. Do you have any suggestions?

  104. I pay a visit daily some sites and sites to read posts,
    however this weblog offers feature based posts.

  105. Some times its a pain in the ass to read what blog owners wrote but this website is real user genial! .

  106. you’ve gotten an important blog right here! would you wish to make some invite posts on my weblog?

  107. Hello! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My blog looks weird when browsing from my apple iphone. I’m trying to find a theme or plugin that might be able to correct this problem. If you have any suggestions, please share. Many thanks!

  108. Real instructive and fantastic anatomical structure of articles, now that’s user friendly (:.

  109. I see something genuinely special in this site.

  110. Hi there, You’ve done an incredible job. I’ll definitely digg it and personally recommend to my friends. I’m sure they’ll be benefited from this site.

  111. I’m so happy to read this. This is the kind of manual that needs to be given and not the accidental misinformation that is at the other blogs. Appreciate your sharing this greatest doc.

  112. I’d perpetually want to be update on new blog posts on this website , saved to my bookmarks! .

  113. As I website possessor I believe the content material here is rattling magnificent , appreciate it for your hard work. You should keep it up forever! Good Luck.

  114. Just wanna remark on few general things, The website style is perfect, the content is really great : D.

  115. What i do not realize is if truth be told how you’re not actually much more neatly-favored than you might be now. You are very intelligent. You know thus considerably on the subject of this subject, produced me individually consider it from numerous varied angles. Its like men and women aren’t fascinated unless it is something to do with Lady gaga! Your personal stuffs outstanding. Always take care of it up!

  116. The subsequent time I learn a weblog, I hope that it doesnt disappoint me as a lot as this one. I mean, I do know it was my option to read, however I actually thought youd have one thing attention-grabbing to say. All I hear is a bunch of whining about something that you would repair if you happen to werent too busy in search of attention.

  117. What i don’t realize is actually how you are now not actually much more neatly-liked than you may be right now. You are so intelligent. You understand therefore considerably when it comes to this subject, made me for my part imagine it from a lot of various angles. Its like women and men are not involved until it¦s one thing to accomplish with Girl gaga! Your own stuffs excellent. All the time deal with it up!

  118. Having read this I thought it was very informative. I appreciate you taking the time and effort to put this article together. I once again find myself spending way to much time both reading and commenting. But so what, it was still worth it!

  119. Heya! I just wanted to ask if you ever have any problems with hackers? My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to no backup. Do you have any solutions to stop hackers?

  120. Woh I love your articles, saved to bookmarks! .

  121. Hi there! Would you mind if I share your blog with my zynga group? There’s a lot of folks that I think would really enjoy your content. Please let me know. Cheers

  122. Outstanding post, you have pointed out some wonderful details , I as well believe this s a very great website.

  123. I have fun with, result in I found exactly what I was looking for. You’ve ended my four day long hunt! God Bless you man. Have a nice day. Bye

  124. My brother suggested I might like this blog. He was entirely right. This post actually made my day. You can not imagine just how so much time I had spent for this information! Thanks!

  125. You could certainly see your expertise within the work you write. The world hopes for more passionate writers like you who are not afraid to say how they believe. Always follow your heart.

  126. I am continuously looking online for articles that can aid me. Thx!

  127. Just wanna remark on few general things, The website layout is perfect, the written content is really wonderful. “I delight in men over seventy. They always offer one the devotion of a lifetime.” by Oscar Fingall O’Flahertie Wills Wilde.

  128. You need to participate in a contest for one of the best blogs on the web. I’ll suggest this site!

  129. Undeniably believe that which you said. Your favorite justification seemed to be on the net the simplest thing to be aware of. I say to you, I definitely get annoyed while people think about worries that they just do not know about. You managed to hit the nail upon the top and defined out the whole thing without having side effect , people can take a signal. Will likely be back to get more. Thanks

  130. There are some interesting time limits on this article however I don’t know if I see all of them middle to heart. There may be some validity but I will take hold opinion until I look into it further. Good article , thanks and we want more! Added to FeedBurner as properly

  131. This is a topic close to my heart cheers, where are your contact details though?

  132. I like what you guys are up also. Such clever work and reporting! Carry on the excellent works guys I have incorporated you guys to my blogroll. I think it will improve the value of my site :).

  133. naturally like your web site but you have to check the spelling on quite a few of your posts. Many of them are rife with spelling problems and I find it very bothersome to tell the reality however I will definitely come back again.

  134. It’s arduous to find knowledgeable folks on this matter, however you sound like you realize what you’re talking about! Thanks

  135. I’m not sure why but this website is loading extremely slow for me. Is anyone else having this issue or is it a issue on my end? I’ll check back later on and see if the problem still exists.

  136. I was examining some of your blog posts on this internet site and I think this site is really instructive! Keep on posting.

  137. I cherished up to you’ll receive carried out proper here. The sketch is attractive, your authored material stylish. nevertheless, you command get got an edginess over that you wish be turning in the following. unwell no doubt come more in the past once more since precisely the similar nearly very frequently inside case you defend this increase.

  138. Very good blog! Do you have any tips for aspiring writers? I’m hoping to start my own blog soon but I’m a little lost on everything. Would you suggest starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m completely confused .. Any ideas? Many thanks!

  139. F*ckin¦ amazing issues here. I am very happy to peer your post. Thanks a lot and i’m having a look ahead to contact you. Will you kindly drop me a mail?

  140. Keep functioning ,terrific job!

  141. You really make it seem really easy together with your presentation however I in finding this matter to be actually one thing which I feel I would by no means understand. It sort of feels too complicated and extremely broad for me. I am having a look forward to your next post, I?¦ll try to get the grasp of it!

  142. I really like your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone to do it for you? Plz answer back as I’m looking to construct my own blog and would like to find out where u got this from. thank you

  143. I make $2000 from $30 in 3 days!

  144. I don’t even understand how I stopped up right here, however I thought this post was great. I do not realize who you might be however definitely you are going to a famous blogger when you are not already 😉 Cheers!

  145. Some really wonderful info , Glad I noticed this. “True success is overcoming the fear of being unsuccessful.” by Paul Sweeney.

  146. It is perfect time to make some plans for the future and it is time to be happy. I’ve read this post and if I could I wish to suggest you few interesting things or suggestions. Maybe you can write next articles referring to this article. I want to read even more things about it!

  147. F*ckin¦ remarkable issues here. I¦m very satisfied to look your article. Thanks a lot and i am taking a look forward to contact you. Will you kindly drop me a mail?

  148. Heya i’m for the primary time here. I found this board and I find It really helpful & it helped me out much. I am hoping to offer something back and aid others like you aided me.

  149. What’s Happening i am new to this, I stumbled upon this I’ve found It absolutely helpful and it has aided me out loads. I hope to contribute & aid other users like its helped me. Great job.

  150. Thank you for another fantastic post. Where else could anybody get that type of information in such an ideal way of writing? I have a presentation next week, and I am on the look for such info.

  151. I have been browsing online greater than three hours lately, yet I by no means found any fascinating article like yours. It is pretty worth enough for me. Personally, if all web owners and bloggers made just right content as you did, the internet will probably be much more helpful than ever before. “Wherever they burn books, they will also, in the end, burn people.” by Heinrich Heine.

  152. It is truly a nice and helpful piece of information. I’m satisfied that you simply shared this useful info with us. Please keep us informed like this. Thank you for sharing.

  153. I would like to thnkx for the efforts you have put in writing this blog. I am hoping the same high-grade blog post from you in the upcoming as well. In fact your creative writing abilities has inspired me to get my own blog now. Really the blogging is spreading its wings quickly. Your write up is a good example of it.

  154. Simply wanna comment on few general things, The website style and design is perfect, the articles is very excellent. “If a man does his best, what else is there” by George Smith Patton, Jr..

  155. Good day! This post couldn’t be written any better! Reading this post reminds me of my good old room mate! He always kept chatting about this. I will forward this post to him. Pretty sure he will have a good read. Thank you for sharing!

  156. obviously like your website however you have to take a look at the spelling on several of your posts. A number of them are rife with spelling problems and I in finding it very troublesome to tell the truth then again I will definitely come again again.

  157. Hi there! This is my 1st comment here so I just wanted to give a quick shout out and say I truly enjoy reading through your blog posts. Can you suggest any other blogs/websites/forums that cover the same topics? Thanks a lot!

  158. After all, what a great site and informative posts, I will upload inbound link – bookmark this web site? Regards, Reader.

  159. An attention-grabbing discussion is price comment. I feel that it’s best to write extra on this subject, it won’t be a taboo topic but typically persons are not enough to speak on such topics. To the next. Cheers

  160. Aw, this was a really nice post. In thought I wish to put in writing like this additionally – taking time and actual effort to make a very good article… but what can I say… I procrastinate alot and certainly not appear to get something done.

  161. Have you ever thought about writing an e-book or guest authoring on other blogs? I have a blog based upon on the same subjects you discuss and would love to have you share some stories/information. I know my subscribers would appreciate your work. If you’re even remotely interested, feel free to shoot me an e-mail.

  162. I have been absent for a while, but now I remember why I used to love this website. Thank you, I?¦ll try and check back more frequently. How frequently you update your web site?

  163. I’d have to examine with you here. Which is not one thing I usually do! I take pleasure in reading a post that may make folks think. Additionally, thanks for permitting me to comment!

  164. I like the efforts you have put in this, thanks for all the great articles.

  165. I adore reading through and I believe this website got some really useful stuff on it! .

  166. I discovered your blog site on google and check a few of your early posts. Continue to keep up the very good operate. I just additional up your RSS feed to my MSN News Reader. Seeking forward to reading more from you later on!…

  167. Hey, how’s it going?

    I want to pass along some very important news that everyone needs to hear!

    In December of 2017, Donald Trump made history by recognizing Jerusalem as the captial of Israel. Why is this big news? Because by this the Jewish people of Israel are now able to press forward in bringing about the Third Temple prophesied in the Bible.

    The Jewish people deny Jesus as their Messiah and have stated that their Messiah has been identified and is waiting to be revealed. They say this man will rule the world under a one world religion called “spiritualism”.

    They even printed a coin to raise money for the Temple with Donald Trumps face on the front and with king Cyrus'(who built the second Temple) behind him. On the back of the coin is an image of the third Temple.

    The Bible says this false Messiah who seats himself in the Third Temple will be thee antichrist that will bring about the Great Tribulation, though the Jewish people believe he will bring about world peace. It will be a false peace for a period of time. You can watch interviews of Jewish Rabbi’s in Israel speaking of these things. They have their plans set in place. It is only years away!

    More importantly, the power that runs the world wants to put a RFID microchip in our body making us total slaves to them. This chip matches perfectly with the Mark of the Beast in the Bible, more specifically Revelation 13:16-18:

    He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.

    Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards. Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency. RFID microchip implant technology will be the future of a one world cashless society containing digital currency. It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it! We must grow strong in Jesus. AT ALL COSTS, DO NOT TAKE IT!

    Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name.” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we need two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

    VISIT http://WWW.BIBLEFREEDOM.COM TO SEE PROOF FOR THESE THINGS AND MUCH MORE! TELL YOUR FRIENDS AND FAMILY. SHARE THIS MESSAGE!

  168. Great article and straight to the point. I am not sure if this is really the best place to ask but do you people have any thoughts on where to get some professional writers? Thanks in advance 🙂

  169. That is the precise blog for anybody who wants to find out about this topic. You notice so much its virtually exhausting to argue with you (not that I truly would need…HaHa). You undoubtedly put a new spin on a topic thats been written about for years. Nice stuff, just nice!

  170. Outstanding post, you have pointed out some superb details , I besides think this s a very wonderful website.

  171. I dugg some of you post as I cogitated they were very useful very useful

  172. Do you want something new? Look at this site. Only here the choice of girls for every taste and completely free! They are obedient slaves, they will do everything you say!
    https://governy.shortcm.li/governor#3pp

  173. I was looking through some of your posts on this website and I conceive this internet site is really instructive! Keep posting.

  174. I’ll immediately grab your rss feed as I can not find your e-mail subscription link or newsletter service. Do you have any? Please let me know so that I could subscribe. Thanks.

  175. Excellent post. I was checking continuously this blog and I’m impressed! Extremely helpful info specially the last part 🙂 I care for such info a lot. I was seeking this particular information for a long time. Thank you and best of luck.

  176. Awesome site you have here but I was wondering if you knew of any discussion boards that cover the same topics discussed here? I’d really love to be a part of group where I can get responses from other experienced individuals that share the same interest. If you have any recommendations, please let me know. Thanks!

  177. Some genuinely wonderful work on behalf of the owner of this internet site, dead outstanding written content.

  178. I have learn some excellent stuff here. Definitely worth bookmarking for revisiting. I wonder how so much attempt you put to make any such fantastic informative website.

  179. The following time I read a blog, I hope that it doesnt disappoint me as a lot as this one. I mean, I do know it was my option to learn, however I actually thought youd have something fascinating to say. All I hear is a bunch of whining about something that you could possibly fix if you werent too busy looking for attention.

  180. Awsome blog! I am loving it!! Will be back later to read some more. I am taking your feeds also.

  181. hello there and thanks to your information – I have definitely picked up something new from right here. I did however experience a few technical issues using this site, since I experienced to reload the site many times previous to I could get it to load correctly. I have been thinking about if your web host is OK? No longer that I am complaining, but sluggish loading instances times will sometimes impact your placement in google and could injury your quality score if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Anyway I am including this RSS to my e-mail and could look out for much more of your respective intriguing content. Ensure that you replace this again very soon..

  182. I have not checked in here for some time since I thought it was getting boring, but the last several posts are good quality so I guess I¦ll add you back to my daily bloglist. You deserve it my friend 🙂

  183. I really like your writing style, good information, thanks for putting up : D.

  184. I conceive you have observed some very interesting points, regards for the post.

  185. Audio started playing anytime I opened this web site, so irritating!

  186. May I ask you to elaborate? Maybe provide any further example? Thank you!

  187. we are always here.. ..when u need..

Leave a Reply

Your email address will not be published. Required fields are marked *